Work out what bond you as a Purchaser should qualify for

Work out what bond you as a Purchaser should qualify for

The loan amount you can qualify for is limited by your monthly income and by your total disposable income. Only 30% of your income can be used to pay towards a home loan.

The National Credit Act has taken this one step further and banks are now required to ensure you have enough disposable income to support a bond repayment.  Thus the way in which purchasers are assessed has changed.

To work out how much you qualify for:

Calculate 30% of your monthly income:

ie: R30 000.00 per month will be R10 000.00 – the bond amount would be limited to a maximum of R10 000.00. You will then have to list ALL your current expenses, including fuel, petrol, school fees, etc and prove that you can in fact actually afford to repay R10 000.00 per month back.

If after ALL expenses are deducted, you are only left with R6 000.00 then a bond with a repayment of R6 000.00 is all you will qualify for even though it is less than their 30%.  Also remember that the bank looks at your credit record – do you pay your accounts on time? Are you black listed etc.

The good news is that if you are currently paying rent – this amount is added to your disposable income.

The Important Aspects Of Network Marketing Opportunities

The Important Aspects Of Network Marketing Opportunities

It’s a very important aspect of many people, and it’s often why some people jump to get involved in Network Marketing companies. A good compensation plan can make or break a business. Some Network Marketing companies try to hide a poor compensation plan by front-loading the income or paying you big bonuses up front, but you don’t have a lot of opportunity for residual or repeat income. Other companies have great remaining compensation plans, but they have them so far out in the future that the average distributor quits before they can reach it.

  1. The Growth Potential

In the Network Marketing industry, there are hundreds of new fad companies that are here today and gone tomorrow. That’s not to say that some newer companies won’t last but factor in the other areas I’ve mentioned to determine if this is a company that is built to last. What other companies and entities are aligning themselves with the company? If you can answer all of these positively after properly researching a group, then you’ve probably found the right one.

  1. The Ethics

The final aspect to keep an eye on with any Network Marketing opportunity is the company’s ethics and integrity. You will often find companies that have distributors that are all about money and just want to get you in for the quick sale but aren’t truly sponsoring and guiding a new distributor. No one wants to align themselves with anyone who has poor or questionable business practices. If you feel like you have to call your or the companies morals into question regularly, then it might be a good idea to stay away from the company. You want a company that is true to their word, and it is echoed through their leadership and their distributors.

Network Marketing or MLM (multi-level marketing) is the fastest growing method of doing business in the world, it boasts a Billion Dollar turnover & is operated worldwide. It has lots of high-profile fans including Donald Trump & the late great Jim Rohn. There are lots of companies using MLM to distribute their products & services, so if you are thinking of joining an MLM company how do you choose the best one for you? You are more likely to succeed in promoting products or services that you have an interest in, as it should be easy for you to get enthusiastic about your work. The best way for you to choose the type of Network Marketing company to join is to try the products & services for yourself. Find a company that supplies a product or service that you like then look into becoming a distributor or agent for that company.

Do you have a sales Background?

If you answered yes to any of those questions, then you will more than likely fit straight into Network Marketing. However, success is certainly not guaranteed. Many salespeople who join MLM companies fail simply because they try to “sell” the companies products or services, the problem with this method is that people do not like being sold. Explaining the benefits of the companies products or services is better than trying to sell them, there is subtle difference & if you can master this, then you will do well.

Opportunities Available For Marketing Agencies

Opportunities Available For Marketing Agencies

If you’re new to the Network Marketing industry or a seasoned entrepreneur looking for an opportunity, there are a few areas you should focus on when evaluating a company. I’m going to give you the six most important areas that should factor into your decision to get involved with a Network Marketing company.

  1. The Leadership

Start at the Top, Who are the founders of the company? Are the top leaders in the company accessible or unreachable snobby recruiters? If you can’t get any access to a leader that’s generating the type of income or position you want to reach, then it might not be the company for you. What is the leadership’s and company’s philosophy? Could you go to any marketplace that company is based and find training and leadership that is consistent with high quality? You’ll find that leaders in Network Marketing companies are very engaging and persuasive which can be a good thing. It’s easy when you first take a look at a Network Marketing company to get caught up in the strong nature of the leader and the excitement but take a step back and see if that’s a person you ‘d like to follow or if they’re all smoke and mirrors.

  1. The Product

The second question you should ask is about the quality of the product. You want a product that has four things: of high quality, adds value, reasonably priced and highly consumable. Now there are a few ways that a product could be high quality. If it’s a product that’s ingested, like a drink or vitamin, you want to make sure that its safe, nicely packaged, and that the product does what it claims to do. The quickest way to lose customers is for a product not to deliver on its claims. Next, you want the product to add a lot of value. If it’s a service, then the customer should feel like they are getting more than their money’s worth with each use. If a Network Marketing company is offering a product or service that provides a lot of value and is high quality they’re on the right track.

If a company is going to be charging premium pricing, then a lot of value needs to be added to the consumer’s experience. Keep in mind how the company prices their products compared to the consumer’s experience. Companies that offer the most bang for your buck should be at the top of your list. Is the product something a consumer only buys one time or is it something they will consume habitually? If it’s some weird potion, your customer is just going to take every time they remember then it’s probably not a product that’s going to be often consumed or provide you with repeat income.

  1. The System

There are two aspects to evaluating a company’s system: How easy is it to follow and can it be duplicated. It’s the same in Network Marketing. This should be easily answered in any good Network Marketing company. Can a new person look at the system and think “I can do that.” A complex system makes it difficult for a new distributor to have early success and discourages them which increases their rate of failure and in turn quitting.


Various Method Utilised By Marketing Companies

Various Method Utilised By Marketing Companies

Normal marketing firms utilize different methods to draw in customers’ attention. They focus on standard media channels, consisting of tv, radio, live occasions, and progressively digital channels. Digital began in the 1990s as an internet-focused marketing channel, however, has broadened over the last few years to consist of in-game marketing, and in particular, mobile marketing.

Marketing firms identify initially by their concentrate on the handset, or, the cellular phone, as it is understood by a lot of customers in the United States. Lots of marketing firms profess to focus on mobile, not all do so in the most reliable method.


Similar to other marketing channels, marketing companies differentiate by the power of their imaginative. Not all mobile marketing companies will bring their imagination to the table. However, all must meet a minimum of having the ability to assist brand names to customize their innovative – messaging, style, amusing, and so on – to the mobile platform. Customers experience marketing and advertising messages differently on mobile phones, so an understanding of the handset-based user experience is important when chosen a mobile marketing company.

In-game banner marketing on mobile gadgets is ending up being significantly typical for totally free variations of applications. Aside from the apparent reality that in-game banners on mobile phones are far smaller sized than they are on PCs, customers likewise frequently have far less time to see them.

Mobile marketing companies identify by their understanding of efficient methods for catching customer attention and producing click-through even with the minimal impression time that features lots of mobile positionings.The world of mobile marketing is broadening quickly, and the innovations associated with effective techniques

Wireless, CDMA, GSM, 3G, 4G, and numerous other procedures are now the standard, and wise phone platforms have broadened from BlackBerry to the iPhone and Android. Great mobile marketing companies identify their capability to establish marketing and applications throughout platforms, for the iPhone, iPad, and Android, and even Blackberry. Companies that can not assist customers and brand names release projects on numerous platforms restrict their reach from the start.

Mobile marketing is reasonably brand-new, so it is not constantly as simple as it is with other channels to collect required impressions, form brand-new objectives and reach them. Excellent mobile marketing companies will work with providers, application designers, and anybody else in the mobile worth chain to match important group and psycho graphic realities to their advertisement impressions.

The designer of a specific mobile video game will typically have great market information about the consumers who download it, and a great mobile marketing company will ask for and utilize that information when making media purchase suggestions to its customers. Accounting management consulting services for net workers who hire people are different.

Eventually, mobile marketing companies are likewise identified by the discipline and capability that identifies excellent standard marketing companies – a strong understanding of and adherence to the marketing funnel. The platform in some cases is brand-new, and the screen is smaller sized. However, the principles of marketing have not altered – a quantity of impressions will transform to amount of clicks, and quantity of clicks will transform to a variety of purchases.

The Importance Of Marketing Companies

The Importance Of Marketing Companies

When you wish to boost the promotion of your online service, you might discover it crucial to utilize the guidance provided by an internet marketing company. It is important to discover a reliable marketing company by thinking about specific qualities present incredible online marketing firms. These consist of the following:

Social Network Footprint

Lots of people utilize social media networks such as Facebook, Twitter and LinkedIn and these websites affect purchasers significantly. You can inform a company’s know-how by thinking about if it can promote special understanding through social networks and formats. That can reveal you whether the internet marketing firm can match the info intake choices of a variety of prospective customers.

Encouraged Staff members

The very best internet marketing firm is one that welcomes and motivates determined workers to reveal their concepts and know-how. It makes sure that no skill is misused. Staff members who are empowered and deal with strong management in the firm are extremely effective.

Excellent Customer Reviews

When looking at marketing experts, you will constantly desire to understand how previous customers have ranked the marketing company you are interested. It is more effective to pick a marketing company that has great customer reviews.

Market Wards

There are numerous awards in the digital marketing area. If you discover that a marketing company has gotten many awards, you can be sure that it can supply you with the very best internet marketing services. It is likewise possible that such a firm has been priced quote by the media.

Innovative marketing

An excellent company understands ways to use marketing to your benefit. It guarantees that it markets in all the locations where your target market seeks for reliable details. When utilized well, online and offline innovative marketing can do marvels specifically if you execute it with a strong social networks marketing or editorial program.

Effective frontline personnel

It is vital that a firm has effective personnel habits when it concerns responding to phones, networking online and offline and speaking with potential customers throughout conferences to name a few things. That can have a huge excellent or bad impression on possible customers.

Participation in industry association

Business can reveal that its level of dedication is high if it is associated with an association. A company that is associated with setting standards, market requirements and training programs can set it apart and provide a sign of its proficiency.

The workplaces of the company

Despite the fact that web marketing business operates on a virtual basis, the majority of them preserve physical workplaces. These workplaces can provide the impression of the design, health or character of a company.

Word of mouth

To construct favorable word of mouth, a company needs to at first carry out great. The internet marketing firm that you select needs to be one that makes it simple for you to hand down the bright side of your business or makes certain that your reviews are promoted correctly.

Marketing Companies

How much training is provided on the products and the business model with this Network Marketing Company? Is there any local support or does the company use webinars or other web-based learning to aid you? How long have they been with this network marketing company? Some of you will work well independently. You know what your needs are, make sure your sponsor can match them. The online sales industry has grown substantially over the last decade, and with this growth, the way in which marketing is carried out has also changed. Internet marketing is witnessing a massive growth versus more traditional forms of marketing such as print advertising.

In response to this growth, thousands of internet marketing companies have sprung up offering a variety of internet marketing services to companies who trade both online and offline. Deciding which online marketing company is best for their needs can be tricky. There are thousands of companies, and therefore it is a competitive industry. Shop around to make sure that you get the most of your money and also the online marketing company with the best service offered.

Know Your Needs

You may be an area-specific company who wishes to sell a service within a particular geographical location. It is important that you work out your online marketing needs as a business before you approach an internet marketing company or you may end up with an online marketing campaign which does not reflect the needs of your business. There are many different elements of internet marketing, and therefore it is important that you choose an internet marketing company which can develop a strategic, tailored marketing plan for your individual needs. If they just seem to mention random elements of online marketing without any underpinning strategy, it is probably best to find another company.

Industry Specific Experience

Your company may have industry-specific needs which will be best served by an internet marketing company with experience of the industry. The online travel industry is extremely competitive, and therefore a company with experience in this niche will already understand the market and therefore help you to work out an online marketing campaign tailored to this market. No matter what you are purchasing it is always a good idea to verify the customer testimonials that a business offers. If the company has a proven track record of quality results, it will be more than happy to offer contact or website details of other customers for you to seek references.

Open and Honest

Make sure that the internet marketing company that you select is clear about what exactly it plans to do and does not bombard you with vague concepts with which you are unfamiliar. The only stupid question is the one that you don’t ask so if in any doubt ask questions about what the company is offering. Internet marketing is an excellent tool to further your business but makes sure that you employ the correct online marketing company or it could end up being a waste of time and money.







Top Tips on Choosing an Insurance Network Marketing Company

If you are considering joining a network marketing company, it pays to do your homework before you sign up. It is best to come home, do your due diligence and before you make a decision use these 6 top tips on choosing a network marketing Company.

The website list each new Network Marketing Company as it is formed and they also list those who have gone out of business. Network marketing can be a volatile business, so you want to choose the company carefully. Some sites can be helpful for background research into the Company.

To find out if there are pending or unresolved complaints about the business or owners you can go to the Better Business Bureau They hold a list of all companies by town and state, and they grade them according to how many complaints are made by customers and how well they are handled. If you see a company here with a low score or history of many unresolved complaints, it should be a red flag.

Most reputable network marketing companies will also be members of the Direct Selling Association, and they can be searched by going to If they are new, there is a school of thought that says getting in at the beginning of a Network Marketing Company can be very lucrative.

You may want to go for a company which is well established and has a good reputation. Do the leaders have a track record of success in this industry and are they the kind of people who can successfully run a Network Marketing Company. What does the culture of the Company look like?

The first thing you want to check is that the Company have some. In the past, a few unscrupulous individuals have given the Network Marketing Industry a bad name. One of the ways to distinguish a legitimate Network Marketing Company is that they have a range of products and services and that the majority of their income comes from customers, not from signing up distributors.

Is this product or service you use? And secondly, you will be much more energetic and authentic if you have your own experience and story to tell regarding your use of any product. Would you happily recommend it to your family and friends? If the answer is no, then you probably should consider another opportunity. Short term car insurance plans of marketing are exciting.

How big is the market for this product? The bigger the market, the bigger your potential customer base is going to be.It is likely that any Network Marketing Company you choose will have competitors. What makes your product/ service stand out?

If you take the health industry as an example, choosing a Network Marketing Company in this niche, you could be looking for research to back up the claims about the benefits of taking the products. I think this is a must when you are deciding to become involved with a Network Marketing Company. Don’t get involved in the product/service doesn’t excite you.



Everitt searching for the best marketing companies in Johannesburg

Business advertisements commonly look for to create enhanced usage of their services or products via “branding,” which connects an item name or picture with particular top qualities psychological of customers.

On the various other hand, advertisements that mean to evoke a prompt sale are referred to as straight reaction marketing. Non-commercial marketers that invest cash to market things aside from a customer service or product consist of political events, single-interest group, spiritual companies as well as governmental companies.

Charitable companies could utilize complimentary settings of persuasion, such as a civil service news. Advertising and marketing could additionally be made use of to guarantee staff members or investors that a firm is practical or effective.

Advertising and marketing is a sound or aesthetic kind of advertising interaction that utilizes a freely funded, nonpersonal message to advertise or offer an item, solution or suggestion. Enrollers of advertising and marketing are usually organizations that want to advertise their service or products.

Advertising and marketing is set apart from public relationships because a marketer generally spends and also has control over the message. It is separated from individual marketing because the message is nonpersonal, i.e., not guided to a certain person, like the mold removal marketing strategy for black mold test company in  Austin Texas, now used with most property companies with black molds on houses they sell.

Marketing is interacted with numerous information media, consisting of old media such as papers, publications, Tv, Radio, outside advertising and marketing or direct-mail advertising; or brand-new media such as search engine result, blog sites, web sites or text. The real discussion of the message in a tool is described as a promotion or “advertisement”.

Modern marketing was developed with the strategies presented with cigarette marketing in the 1920s, a lot of dramatically with the projects of Edward Bernays, thought about the owner of modern-day, “Madison Opportunity” marketing.

In 2015, the globe invested a price quote of US$ 529.43 billion on marketing. Its predicted circulation for 2017 is 40.4% on TELEVISION, 33.3% on electronic, 9% on papers, 6.9% on publications, 5.8% on outside as well as 4.3% on radio. Globally, the biggest (“huge 4”) marketing corporations are Interpublic, Omnicom, Publicis, as well as WPP.

One specific requirement that designers are worried (and ought to be worried) with includes the life cycle of their software application. International requirements (such as those of the IEC) are utilized by lots of firms to make sure that medical software application is established and upgraded according to these standards.We are searching for the expert marketing companies in Johannesburg.

Whilst numerous other locations of software application production have business that are not scared to sit a while and attempt their own luck at producing leads, medical software application designers do not have that high-end. It can likewise accidentally spread out awareness on the risks of lax medical software application updates and the seriousness of getting just the most current innovation. Together with telemarketers, medical software application designers can conserve more lives.

Everitt to install new audio conferencing equipment

Industrial Audiovisual could often be a really prolonged procedure to obtain it. Conference room Sound Visual could be set up for a number of factors, however typically it is since the execs of the organization/business desires to have conferences with colleagues/customers/suppliers around the globe.

Organisation discussions are additionally commonly audiovisual. In a common discussion, the speaker offers the sound by talking, as well as supplements it with a collection of photos predicted into a display, either from a slide projector, or from a computer system linked to a projector utilizing discussion software application.

Audiovisual (AV) implies having both a noise and also an aesthetic element, such as slide-tape discussions, movies, tv programs, worship as well as live cinema manufacturings.

The expert audiovisual market is a multibillion-dollar sector, consisting of the suppliers, suppliers, systems integrators, specialists, developers, discussions experts and also innovation supervisors of audiovisual services and products.

The expansion of audiovisual interactions innovations, consisting of noise, video clip, illumination, screen and also forecast systems, appears in every field of culture: in service, education and learning, federal government, the armed forces, medical care, retail settings, prayer, sporting activities as well as amusement, friendliness, dining establishments, as well as galleries.

For 95% of the time, Residential Audiovisual is the thinking about of In-Ceiling Audio speakers, LED Dancing Floors, Apartment Panel Televisions, Projectors and/or Projector Screens (amongst various other points of program). The application of audiovisual systems is discovered in collective conferencing (which consists of video-conferencing, audio-conferencing, web-conferencing as well as data-conferencing); discussion areas, amphitheater, as well as lecture halls; command and also control facilities; electronic signs, as well as extra. According to the 2006 Market Projection Research performed by InfoComm International, the profession organization standing for the audiovisual market, 2006 was the 4th successive year that considerable development was predicted for the market. Profits for evaluated North American business was anticipated to expand by 40% in 2006, as well as by 10.7% for European audiovisual business.

The solitary greatest variable for this rise is the raised need for networked audiovisual items because of the combination of audiovisual and also IT innovation. Both leading markets for AV tools in The United States and Canada and also Europe remain to be business/IT and also education and learning, specifically as meeting room modern technologies come to be advanced.

The application of audiovisual systems is located in collective conferencing (that includes video-conferencing, audio-conferencing, web-conferencing and also data-conferencing); discussion spaces, amphitheater, as well as lecture halls; command as well as nerve center; electronic signs, as well as much more. Performances and also business occasions are amongst one of the most apparent locations where audiovisual tools is made use of in an organized atmosphere. Carriers of this sort of solution are referred to as rental and also hosting business, although they might additionally be offered by an internal modern technology group (e.g., in a resort or meeting facility).

According to the 2006 Market Projection Research performed by InfoComm International, the profession organization standing for the audiovisual market, 2006 was the 4th successive year that substantial development was predicted for the sector. Profits for checked North American firms was anticipated to expand by 40% in 2006, and also by 10.7% for European audiovisual firms.

Audiovisual company regularly use internet streaming, video clip conferencing as well as live program solutions. Computer-based audiovisual tools is usually made use of in education and learning, with several institutions as well as colleges setting up forecast tools and also utilizing interactive white boards innovation.

One more audiovisual expression is the aesthetic discussion of noise (aesthetic songs).
For 95% of the moment, Residential Audiovisual is the taking into consideration of In-Ceiling Audio speakers, LED Dancing Floors, Apartment Panel Televisions, Projectors and/or Projector Screens (to name a few points obviously). It is the percent of individuals that are seeking houses that have actually additionally mounted their Audio-Visual with the automation elements of RTI. This might consist of Illumination, Blinds, Movie theater Areas. New audio conferencing equipment is to be installed this year.

Everett employess to go for martial arts training arts in Johannesburg

An approximated two-million martial art schools function in the United States alone. Some are little and ran from the trainer’s garage while others might be franchise chains. A few of these are sincere operations taught by extremely competent martial artists while others are straight-out rip-offs.

How is an individual who has no understanding of the martial arts market expected to sort through and discover a terrific school without getting duped? The response is rather basic if you want to go on a little journey.
The very best location to begin is to have a look at the market as it is today. Look at some of the most popular types of schools that are in operation. Through concentrating on exactly what to prevent instead of exactly what to look for you will stand a much higher opportunity of discovering you are searching for.

The market is allegedly self-regulated. This is nearly absurd with over 4 hundred associations and federations out there and each having it’s own guidelines. Significant associations did not even exist till the 1920’s when Japan’s federal government began to standardize martial arts to suppress the quantity of individuals who achieved a black belt.

To include to the confusion appearance at all the martial art designs that exist. To make matters even worse the associations might or might not acknowledge another association even though they both “govern” the very same martial art design.

Totally examine any association or federation to guarantee they are serving you prior to paying any loan to them. You can invest years and countless dollars to obtain a “signed up” rank. If you transfer to another city and discover another school, which teaches the exact same design your rank might not be acknowledged by that schools association.

A popular style being extensively promoted are agreements, belt screening cost’s, rank registration cost’s, unique programs or classes, and great deals of belts. Over the previous years, the expense for martial art lessons has actually increased while the quality of direction has actually decreased. There is hope as there are some schools that outright choose not to punish their trainees for going up in rank.

Understand that anyone might acquire a black belt and open a school. If they wish to look genuine, they can sign up with an open “expert association” enjoy a couple of video’s and acquire some pre-made curriculum.
The “expert” association will supply practically whatever the school has to offer the school to a potential trainee. They will get news release, ads, posters, phone sales scripts, per-made workshops, as well as an expert looking web-site. Simply put, they are buying a prepared made martial art school in a box.

Take a little quantity of trainees and charge them an additional $50 per month for 6 months to discover something “special” to them. It’s a simple $300 per trainee plus the screening cost at the end of the “unique” class.
These schools can remain in company for a long time. A big quantity of loan is put into marketing and trainee recruitment drives.

Much of these schools come from “expert service associations” that accommodate the martial arts market. The expense to come from such an association can range from a couple of hundred to over a thousand dollars each month. An individual touch can be included for $1,250 per hour for a phone conference if the school owner has issues determining why they are not making that $100,000 annual revenue that the association discussed.
You can find these schools rather quickly with a couple of concerns. If you hear the words agreement, upgrade, or anything, which includes a boost in month-to-month expense, then you likely have a loan getting school on your hands.

Strolling into these schools you see photos of war zones, military medals of all sorts, military award certificates, and martial art prizes galore. Looking over a school’s web website and you might check out about “fight evaluated and shown strategies”. The lead trainer was unique forces and sent out behind opponent lines where he utilized his martial art.

It might come up in discussion, however really couple of in fact position it on the web to legitimize themselves. This is why you see these “warrior instructors” state they worked with a foreign armed force which is harder for an American citizen/potential trainee to verify.

Take a genuine close take a look at this kind of school due to the fact that lots of are rip-offs. There are some who are genuine and have agreements with police or federal government companies. The genuine schools are really selective as to whom they will accept or exactly what they will teach to the basic public.

The schools that fall under this classification follow the existing hot pattern that making the news and striking the publication stands. Over the last few years, we saw the huge rise of Brazilian Jim-Jujitsu by Mixed Martial Arts to a pattern of Murray Thai.

These schools do not have a strong grounding, and direction has the tendency to be erratic. This is followed by a high turnover of trainees and ever-changing curriculum. Sometimes there might not be a curriculum to mention.
In the genuine schools that fall under this classification the modification concerns increase trainee head count. When the pattern falls so does the trainee population which triggers a modification to bring in more trainees. The genuine school attempts not to alter as it is costly and lengthy to do.

The bulk of these schools tend to lean more to the competitors side of martial arts. Not every sport school falls into this classification, and some sport schools are extremely excellent. When a school focuses on the physical just and has little or no curriculum for the life abilities then the trainee misses out on half of exactly what a martial art has to do with. Check out the best martial arts training arts in Johannesburg.

An individual might never ever utilize the physical side in the real life; they will utilize the psychological side every day. Nearly every school promotes that trainees discover self-confidence, discipline, and esteem. Ask the head trainer how they teach those elements of martial arts.

If the characteristics are a spin-off, then some trainees might establish them, and others will not. It is challenging to establish curriculum, which touches an individuals character however a great school will have something strong and connected to promos.

An excellent school satisfies your requirements. If there are short-falls you understand about and can accept them.
There are great deals of good-quality schools to pick from. To make sure you get exactly what you desire at the cost you can manage you have to take a journey, ask concerns, and find your martial art.
-John Newport owns Lake Charles Martial Arts in Lake Charles, Louisiana and has actually been advising for 10 of his 30-plus years in martial arts.